Server Shift & Tip-Out Calculator
Calculate your true take-home pay, total tip-outs, and actual hourly wage instantly at the end of your shift.
Shift Calculator
Quick end-of-night cash out & tips
Your numbers stay in your browser. Nothing you type is saved or sent anywhere.
How to use this tip-out calculator
- Card tips: enter the tips from your checkout report for credit and debit cards.
- Cash tips: add the cash you collected on the floor or at the bar.
- Hours: enter the hours you clocked for the shift. Quarter hours work, so 6.25 or 6.5 is fine.
- Tip-out %: enter the percentage you share with bussers, bartenders, runners or hosts. Type 3 for 3%.
Hit Calculate Cash-Out and you'll see what you owe in tip-out, what you actually keep, and what your tips work out to per hour.
How tip-outs work
A tip-out is the share of your tips you pass to the people who helped you run your section: bussers, food runners, bartenders, sometimes hosts or expo. Every restaurant sets its own rules, and they usually work one of two ways:
- A percentage of your tips. This is what the calculator does: it takes your tip-out percentage of your total card and cash tips.
- A percentage of your sales. Many restaurants base tip-out on what you sold, not what you made. On a night with bad tippers, that can take a bigger bite.
If your restaurant tips out on sales, you can still use the calculator. Work out your tip-out in dollars first, then turn it into a percentage of your tips. Say you sold $2,000 and owe 3% of sales, so your tip-out is $60. If you made $350 in tips, $60 ÷ $350 = 17.1%. Enter 17.1 as your tip-out %, and everything else adds up correctly.
Why your take-home number matters
Your hourly tip rate shows whether a shift was actually worth it. Add it to your base pay to see what you really made per hour. In Florida, the tipped base wage is $11.98 an hour as of September 30, 2026. See our Florida tipped minimum wage guide for more.
It matters at tax time too. When you split or pool tips, the IRS says to report only the tips you keep, and it recommends a daily record that includes what you tipped out. Running each shift through the calculator gives you those numbers in seconds. Your reported tips are also what the new federal tip deduction is based on. Our No Tax on Tips guide explains how it works, and the No Tax on Tips calculator estimates what it saves you.
Shift gear that's worth it
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Server book with zipper pocket
This is the server book I use. A magnetic pocket holds your cash, a zippered pocket keeps coins from spilling, and there's room for your pad, pen and cards. At 4.7 × 9 inches, it fits most aprons.
Guides for servers
No Tax on Tips Calculator
Enter your tips and income to see roughly how much the federal tip deduction cuts your 2026 income tax.
No Tax on Tips for Servers: What Changes on Your 2026 Taxes
What the $25,000 federal tip deduction means for servers and bartenders, the new W-2 box, and how to claim it on Schedule 1-A.
Florida Tipped Minimum Wage 2026: What $11.98 an Hour Means for Servers
Florida's tipped wage rose to $11.98 on Sept. 30, 2026. How the tip credit works, tipped overtime, and how to check your pay stub.
Frequently asked questions
Is tip-out based on my sales or my tips?
It depends on your restaurant. Some take a percentage of your tips and others take a percentage of your sales. This calculator uses a percentage of your total tips. If yours is based on sales, figure out your tip-out in dollars, divide it by your total tips, and enter that percentage.
What does "true hourly tip rate" mean?
It's your tips after tip-out divided by the hours you worked. It doesn't include your base wage, so add your hourly base pay to it to see what you really made per hour.
Does the calculator save my numbers?
No. Everything runs in your browser, and nothing you type is saved or sent anywhere.
Are tips tax-free now?
No. A federal deduction lets eligible tipped workers deduct up to $25,000 of qualified tips from federal income tax for 2025 through 2028, but Social Security and Medicare still apply. Our No Tax on Tips guide explains the details.
What is the tipped minimum wage in Florida?
$11.98 an hour plus tips, since September 30, 2026. Your tips have to bring you up to at least $15.00 an hour, or your employer must make up the difference.